TRIPLE

Find. Finance. Own.

TRIPLE compares 18 banks against your actual profile, negotiates the rate, and carries your file from pre approval to DLD transfer with every step visible in the TRIPLE app.

  • 18Lender panel
  • 48hTo pre-approval
  • AED 0Our fee to you
  • 4.9★1,180 reviews
HSBC, RAKBANK, Standard Chartered, CBD, Arab Bank, NBF, Ajman Bank, SIB, UAB, Al Hilal Bank, Bank of Baroda, Emirates Islamic, Emirates NBD, FAB, Mashreq, ADIB and Dubai Islamic Bank

Why TRIPLE

A broker that behaves
like a product

See the full process
01

Policy-matched,
not rate-shopped.

We hold the live credit policy of every lender on our panel — LTV caps, DBR treatment, income multiples, developer approvals. You only see banks that will actually say yes.

02

The bank pays us,
not you.

Our fee comes from the lender at drawdown. You pay the same processing and valuation fees you would pay walking into the branch minus the queue.

03

Everything
inside the app.

Documents, lender responses, valuation dates, offer letters and signature requests all live in one timeline in the TRIPLE app. No chasing, no “any update?”

04

Islamic and
conventional,
side by side.

Ijara, Murabaha and Forward Ijara from ADIB, DIB, Ajman Bank, SIB and Al Hilal, compared on true cost against conventional pricing — not just headline profit rate.

How it works

Four steps.
You can see
all of them.

Most of a UAE mortgage is waiting without knowing what for. We publish every stage, who is holding it and what it costs before you start.

Read the full walkthrough
  1. Step 01

    Tell us the shape of the deal

    Property price, your income, residency status and whether it is a first home, a buyout or an equity release. Five minutes on this site or in the app.

    No credit pull yetFree
  2. Step 02

    We run you against 18 credit policies

    Your advisor shortlists the lenders whose policy you clear on LTV, debt burden ratio and stress-tested affordability — then negotiates the margin, processing fee and early-settlement terms.

    Same-day shortlist
  3. Step 03

    Pre-approval, then valuation

    You upload documents once in the app. We submit, the bank issues pre-approval typically within 48 hours — and we book the valuation the moment you sign the MOU.

    Valuation AED 3,150–2,625
  4. Step 04

    Final offer, transfer, keys

    We coordinate the FOL, the trustee office appointment and the DLD transfer, then keep watching the market so you know when a refinance is worth the switching cost.

    Rate watch for life of loan

Your whole mortgage,
in your pocket

Compare 18 lenders, upload documents with your camera, and watch your file move — all from the TRIPLE app.

Try the calculator

Why TRIPLE

What the panel is
quoting this month

A snapshot of representative products for a salaried resident buying a completed Dubai property. Your actual pricing depends on salary transfer, segment and property type.

Indicative panel pricingOctober 2026
Representative UAE mortgage products currently available across the TRIPLE lender panel
#ProductTypeIndicative rateFollow-onMax LTVProcessing fee
013-year fixedConventional3.99%3M EIBOR + 1.25%80%1.00%
025-year fixedConventional4.19%3M EIBOR + 1.35%80%1.00%
032-year fixedIslamic — Ijara4.09%3M EIBOR + 1.30%80%0.50%
04Variable from day oneConventional4.80%3M EIBOR + 1.15%80%0.25%
053-year fixed, UAE nationalIslamic — Ijara3.89%3M EIBOR + 1.20%85%0.50%
065-year fixed, non-residentConventional4.74%3M EIBOR + 1.75%65%1.00%

Indicative only and not an offer of finance. Rates move with EIBOR and with each lender's monthly pricing; maximum LTV shown is for expatriate buyers on a first completed property, and UAE nationals qualify for 5% more. Fees exclude VAT.

Price my own deal