
Policy-matched,
not rate-shopped.
We hold the live credit policy of every lender on our panel — LTV caps, DBR treatment, income multiples, developer approvals. You only see banks that will actually say yes.
TRIPLE compares 18 banks against your actual profile, negotiates the rate, and carries your file from pre approval to DLD transfer with every step visible in the TRIPLE app.


We hold the live credit policy of every lender on our panel — LTV caps, DBR treatment, income multiples, developer approvals. You only see banks that will actually say yes.

Our fee comes from the lender at drawdown. You pay the same processing and valuation fees you would pay walking into the branch minus the queue.

Documents, lender responses, valuation dates, offer letters and signature requests all live in one timeline in the TRIPLE app. No chasing, no “any update?”

Ijara, Murabaha and Forward Ijara from ADIB, DIB, Ajman Bank, SIB and Al Hilal, compared on true cost against conventional pricing — not just headline profit rate.
How it works
Most of a UAE mortgage is waiting without knowing what for. We publish every stage, who is holding it and what it costs before you start.
Read the full walkthroughStep 01
Property price, your income, residency status and whether it is a first home, a buyout or an equity release. Five minutes on this site or in the app.

Step 02
Your advisor shortlists the lenders whose policy you clear on LTV, debt burden ratio and stress-tested affordability — then negotiates the margin, processing fee and early-settlement terms.

Step 03
You upload documents once in the app. We submit, the bank issues pre-approval typically within 48 hours — and we book the valuation the moment you sign the MOU.

Step 04
We coordinate the FOL, the trustee office appointment and the DLD transfer, then keep watching the market so you know when a refinance is worth the switching cost.

Compare 18 lenders, upload documents with your camera, and watch your file move — all from the TRIPLE app.

A snapshot of representative products for a salaried resident buying a completed Dubai property. Your actual pricing depends on salary transfer, segment and property type.
| # | Product | Type | Indicative rate | Follow-on | Max LTV | Processing fee |
|---|---|---|---|---|---|---|
| 01 | 3-year fixed | Conventional | 3.99% | 3M EIBOR + 1.25% | 80% | 1.00% |
| 02 | 5-year fixed | Conventional | 4.19% | 3M EIBOR + 1.35% | 80% | 1.00% |
| 03 | 2-year fixed | Islamic — Ijara | 4.09% | 3M EIBOR + 1.30% | 80% | 0.50% |
| 04 | Variable from day one | Conventional | 4.80% | 3M EIBOR + 1.15% | 80% | 0.25% |
| 05 | 3-year fixed, UAE national | Islamic — Ijara | 3.89% | 3M EIBOR + 1.20% | 85% | 0.50% |
| 06 | 5-year fixed, non-resident | Conventional | 4.74% | 3M EIBOR + 1.75% | 65% | 1.00% |
Indicative only and not an offer of finance. Rates move with EIBOR and with each lender's monthly pricing; maximum LTV shown is for expatriate buyers on a first completed property, and UAE nationals qualify for 5% more. Fees exclude VAT.
Price my own deal